Withdrawal Policy
Last updated: 2026 | Version 1.0
1. Eligibility for Withdrawal
Freelancers can withdraw available earnings from their platform wallet after the successful completion of a project, service, or contest, and once the funds have been cleared and released from escrow.
Available earnings are those not currently tied to active projects, pending approval, or involved in a dispute.
2. Identity Verification
To maintain financial security, freelancers must complete the verification methods currently available on the platform, including mobile phone verification, before initiating a withdrawal. Government-issued identity verification is temporarily unavailable and is not currently required for withdrawals.
Additional verification may be required for large withdrawals or if we detect changes in account behavior.
3. Payout Methods & Minimums
CreativeHubPH supports a variety of payout methods for Filipino creatives:
- Local Bank Transfer: Major Philippine banks.
- E-Wallets: GCash, Maya, and other supported digital wallets.
- Minimum Amount: The minimum amount for withdrawal is currently ₱500.00.
4. Processing Timelines
We strive to process withdrawals as quickly as possible. Standard processing times are typically:
- Admin Review: 1–2 business days.
- Bank/Gateway Transfer: 1–3 additional business days depending on the financial institution.
- Total Expected Time: 1–5 business days from request to receipt.
5. Security & Fraud Review
Every withdrawal request is subject to a review for fraud, disputes, or suspicious activity. CreativeHubPH may delay or reject withdrawals connected to:
- Active payment disputes or chargebacks.
- Suspicion of account compromise or unauthorized access.
- Violations of our Terms of Service or Acceptable Use Policy.
- Incomplete identity verification.
6. Failed Withdrawals & Fees
If a withdrawal fails due to incorrect bank or e-wallet details provided by the freelancer, any reversal fees charged by our payment partners will be deducted from the freelancer's balance.
It is your responsibility to ensure that all payout account information is accurate and up to date.
